About

Survika Traders Private Limited

Survika Traders Private Limited is a Reserve Bank of India (RBI)-registered Non-Banking Financial Company (NBFC) . We are committed to providing compliant, transparent, and efficient tailored financial solutions to Indian MSMEs, individual businesses, and retail customers, empowering them to achieve sustainable growth.

Our Mission is by leveraging innovative credit technology and deep local market insights, we break down traditional financing barriers to deliver inclusive financial services to underserved segments—all while strictly adhering to the RBI's 2019 NBFC-ND (Non-Deposit Taking) regulatory framework.

Our vision is to become India's most trusted NBFC by empowering businesses and individuals with accessible, innovative, and responsible financial solutions—driving inclusive economic growth across all segments of society

Our core values is to become India's most trusted NBFC by empowering businesses and individuals with accessible, innovative, and responsible financial solutions—driving inclusive economic growth across all segments of society

· Regulatory Compliance: Full alignment with RBI's AML (Anti-Money Laundering) and KYC norms, with regular audits.

· Technology-Driven: AI-powered credit assessment models integrating GSTN, bank statements, and credit bureau data for faster approvals.

· Local Expertise: Focused on Tier 2/3 markets with multilingual support (English, Hindi, and regional languages).

· Transparent Pricing: No hidden charges, interest rates compliant with RBI guidelines, and clearly documented terms.

Customer Success Stories

"When we suddenly received a large order but lacked working capital, Survika approved a ₹1.5 million loan within 24 hours at 1.5% lower interest than banks. Thanks to them, we not only fulfilled the order but also secured a long-term client. Such efficiency is unimaginable with traditional lenders!"

Vikram Mehta

Small-Scale Manufacturer (Mumbai)

"When my father needed emergency surgery and my savings fell short, Survika's collateral-free personal loan was a lifesaver. The funds were disbursed in just 2 days, with flexible repayment terms. Their Hindi-speaking relationship manager provided compassionate support during a stressful time."

Priya Sharma

IT Engineer (Bangalore)

"As a female entrepreneur, I often faced lending bias. But Survika not only approved a ₹3 million supply chain facility but also customized repayment cycles for our seasonal business. Now I can pay 50+ rural artisans on time, and my business has grown 2X!"

Ananya Patel

Handicraft Exporter (Ahmedabad)